MatPilot Help CenterOpen in the MatPilot Help Center →

Help CenterBilling & Payments

Understand your payment fees

Every online payment carries a processing fee. MatPilot shows you exactly what each payment costs: what Stripe takes, what MatPilot takes, and what lands in your account. For real payments the figures come straight from Stripe, not a guess.

Open it

Go to Gym, and under Money tap Payment fees.

What you see

At the top, across your recent payments: the total charged to members, the Stripe fee, the MatPilot fee, and your net. Below that, a card-vs-direct-debit split showing how each method performs for you.

The Payment fees summary: total charged, Stripe fee, MatPilot fee, net, and the card vs direct-debit split

Why card and direct debit differ

Scroll to How fees work:

  • Cards (EEA): a percentage of each payment plus a small fixed fee.
  • International cards: more, because cards issued outside the EEA cost more to process.
  • Direct debit (SEPA): a low flat fee per payment.
  • MatPilot platform fee: your plan's rate.
The How fees work card listing card, international, direct-debit and platform rates

That is why a €120 card payment and a €120 direct-debit payment do not cost you the same.

Per-payment detail

Scroll to Recent payments. Each one shows its method (domestic card, international card, or SEPA direct debit) and its own breakdown: Stripe fee, MatPilot fee, and net to you.

Recent payments, each with its method badge and Stripe/MatPilot/net breakdown

Good to know

  • The fees shown for real payments are Stripe's own records, so they match your Stripe payouts.
  • Card origin is detected automatically, so you can see when an international card cost you more.
  • If most of your revenue is on card, the next guide shows how to lower it.