Three numbers, not one
Every card payment has three parts: what the processor takes, what MatPilot takes, and what lands in your account. MatPilot puts all three on the payment itself. The processor's fee is read from Stripe for that exact charge, not estimated, not averaged. MatPilot's platform fee is 0.49% on the Pro plan and 2% on Free, and it is printed right there next to it. What is left is yours.
The numbers come from Stripe, not from us. MatPilot reads each payment's actual fees out of your own Stripe account. If the processor charged a few cents more on one payment and a few cents less on another, that is exactly what you see, payment by payment.
Your money never touches ours
MatPilot runs on Stripe Connect: your academy connects its own Stripe account, and members pay you directly. Card, your Stripe account, your bank. The money never passes through MatPilot. Our 0.49% is collected as a fee on the payment, the same way the processor's is, so there is no day where your revenue sits in somebody else's account waiting to be forwarded to you.
That is the difference between a payment processor and a payment collector. A collector takes your members' money into its own account and forwards it to you on its schedule. With MatPilot, the Stripe account is yours, the payouts are yours, and the relationship with the money is between you and your bank.
Where you see it
Open the Payments screen and tap any payment. It unfolds into the three lines: what the processor took, what MatPilot took, what you kept. No spreadsheet, no month-end statement, no reverse-engineering a lump sum. Every payment answers for itself.
The comparison you could never do before
Most academies never chose their payment provider. They inherited a direct debit collector years ago, the fee comes out before the money arrives, and nobody has ever sat down to check what it adds up to. So MatPilot does the sum for you: the fee screen shows what the same payments would have cost on a typical direct debit provider, next to what they actually cost you. The difference stops being a guess and becomes a number.
The honest version of the pitch. Card processing through your own Stripe account is usually cheaper than the direct debit collectors gyms commonly use. We would rather show you that on your own numbers than put a made-up percentage on a landing page, so the screen does the maths on your real payments and you decide.