Money

See what every payment really costs.

When a member pays €100, less than €100 reaches your bank. Most software shows you one number and hopes you never ask where the rest went. MatPilot shows the whole breakdown on every single payment, straight from Stripe: the processor's fee, our fee, your net.

August 2026 · MatPilot

Three numbers, not one

Every card payment has three parts: what the processor takes, what MatPilot takes, and what lands in your account. MatPilot puts all three on the payment itself. The processor's fee is read from Stripe for that exact charge, not estimated, not averaged. MatPilot's platform fee is 0.49% on the Pro plan and 2% on Free, and it is printed right there next to it. What is left is yours.

€100.00 one card payment from one member EXAMPLE Processor's fee €1.75 illustrative, read from Stripe MatPilot fee · 0.49% €0.49 Pro plan rate, on every payment Your academy keeps €97.76 paid out to your bank by Stripe
The anatomy of one payment. The processor's €1.75 is an illustrative example; on your screen it is the real fee Stripe charged on that exact payment.

The numbers come from Stripe, not from us. MatPilot reads each payment's actual fees out of your own Stripe account. If the processor charged a few cents more on one payment and a few cents less on another, that is exactly what you see, payment by payment.

Your money never touches ours

MatPilot runs on Stripe Connect: your academy connects its own Stripe account, and members pay you directly. Card, your Stripe account, your bank. The money never passes through MatPilot. Our 0.49% is collected as a fee on the payment, the same way the processor's is, so there is no day where your revenue sits in somebody else's account waiting to be forwarded to you.

Member's card Your academy's own Stripe account Your academy's bank MatPilot never through MatPilot
The path your money takes. The detour does not exist: MatPilot is software next to the payment, not a stop on its way to you.

That is the difference between a payment processor and a payment collector. A collector takes your members' money into its own account and forwards it to you on its schedule. With MatPilot, the Stripe account is yours, the payouts are yours, and the relationship with the money is between you and your bank.

Where you see it

Open the Payments screen and tap any payment. It unfolds into the three lines: what the processor took, what MatPilot took, what you kept. No spreadsheet, no month-end statement, no reverse-engineering a lump sum. Every payment answers for itself.

Payments Aoife N. BJJ Membership · 28 Aug €100.00 Marco R. BJJ Membership · 27 Aug €100.00 Processor's fee −€1.75 MatPilot fee (0.49%) −€0.49 Net to you €97.76 Donal K. Judo Membership · 27 Aug €80.00
One tap, three lines. The amounts shown are an illustrative example; each row on your screen carries the real figures from your own Stripe account.

The comparison you could never do before

Most academies never chose their payment provider. They inherited a direct debit collector years ago, the fee comes out before the money arrives, and nobody has ever sat down to check what it adds up to. So MatPilot does the sum for you: the fee screen shows what the same payments would have cost on a typical direct debit provider, next to what they actually cost you. The difference stops being a guess and becomes a number.

FEES ON THE SAME MONTH OF PAYMENTS ILLUSTRATIVE Your Stripe + MatPilot processor + 0.49% Typical direct debit collector collection fee, taken before the money reaches you you keep the difference
Side by side, at last. Bar lengths are illustrative, not a quoted rate: your screen computes both totals from your own payments.

The honest version of the pitch. Card processing through your own Stripe account is usually cheaper than the direct debit collectors gyms commonly use. We would rather show you that on your own numbers than put a made-up percentage on a landing page, so the screen does the maths on your real payments and you decide.

Know what
you keep.

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